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Wakaf merupakan salah satu bentuk sedekah jariyah karena selama harta wakaf masih dipergunakan orang maka pahala akan terus mengalir kepada wakif. "Tidaklah ada suatu hari pun di mana hamba-hamba Allah masuk pada waktu pagi harinya, kecuali ada dua malaikat yang turun. Maka salah satu di antara mereka berdoa, "Ya Allah berikanlah ganti kepada oran
Adapun kewajiban yang berlaku atas orang yang meminjam adalah sebagaimana disinggung oleh Allah SWT dalam Surat Az-Zumar ayat ten, yaitu berbuat ihsân atas pinjaman yang diberikan. Antara hasan dan ihsân terdapat “manajemen risiko” yaitu berupa istihsân sebagaimana disinyalir lewat penggalan ayat وأرض الله واسعة (Bumi Allah tera